Most of the obesity surgeries are performed with self-pay options. In other words, the patient pays for his/her surgery with his/her own means. Because most of the private health insurances do not cover obesity surgeries or they can partially cover it.
It all depends on the scope and contract of the insurance. Gastric Sleeve Self Pay Options are usually paid in cash. In some countries and hospitals, installments are offered. Generally, installments are made by credit card. You can pay for other expenses other than the surgery fee in installments by your own means.
You can take out a loan for your transportation, hotel and other expenses or you can take advantage of the installment option of your credit card. Some private insurance companies may offer some options to patients according to the content of the agreement.
For this, you should make sure that your insurance policy includes bariatric surgery and gastric sleeve surgery. Gastric Sleeve Self-Pay Options are usually cash, so it will be an advantage for you to find an affordable country to have gastric sleeve surgery.
Turkey is one of them. Many hospitals and clinics in Turkey offer convenient payment options for their guests. They offer service packages that include transportation, accommodation, hospital stay and other expenses. Thus, patients do not make any extra payments and benefit from payment facilities.
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Why Should I Consider Self-Pay Bariatric Surgery?
In fact, if you are considering bariatric surgery, there is no alternative other than Self-Pay Bariatric Surgery. Because you won’t find this option at most health insurance companies. Even if it does, your policy will be very expensive.
Let’s give an example; you can have surgery in a country like Turkey that offers suitable options for a more affordable price than the amount you pay for your insurance policy. In other words, there is no doubt that it will be much more convenient than the opportunities offered by your health insurance.
If you are considering Self-Pay Bariatric Surgery, you can plan your own budget and find more suitable options. Health insurances can only pay the cost of the surgery. You pay your own other individual expenses. And insurance companies have some rules.
They want you to have surgery in the countries they specify and in some hospitals. These criteria may not be suitable for your budget. For example, instead of having a gastric sleeve surgery for $30,000 in the United States, you can get it done for $10,000 in Turkey.
Thus, you will not only be able to use health insurance, but also have a more economical budget by making self-pay.
What are self-pay gastric sleeve requirements?
For self-pay gastric sleeve, it is sufficient to have enough money in your pocket to cover the cost of the surgery. We can give you some advice on this. Thus, you can make a better budget plan while making payments, and you will have the opportunity to pay more securely.
First, ask about payment options for the price you get from the hospital. Make sure this price is ideal for your budget. Include your individual expenses such as hospital expenses, accommodation and transportation in the price. Do not pay the full fee before the surgery.
Pay half before the surgery and half after the surgery when you are discharged. If there is a health problem during this process, ensure that it is intervened. Plan these when paying upfront. There are no specific criteria or requirements by which you can do these.
If you’re going to pay cash, you should have your money in your pocket. If you are going to pay with a credit card, your credit card limit must be appropriate. You can make half of your payment in cash and the other half by credit card. Most of the hospitals can provide convenience in this sense.
Hospitals in Turkey are the best and most hospitable hospitals in this regard. It is a country where you will never have problems with payment. Some hospitals may have strict rules. Be sure to learn all the financing details and payment options before your appointment.
If you do not want to encounter surprise details after the surgery, these should be your priority. If you make the full payment in cash and in one go, you can get a huge discount, which can be a great advantage for you.
Gastric sleeve difference between self-pay and insurance cost?
Even if your health insurance covers gastric sleeve surgery, you need to calculate it very well. Because in order to cover this surgery, he will charge you more policies. Gastric sleeve self-pay may be a much better option for you. Because Gastric sleeve insurance cost may be different in each company.
Hospitals may also charge you more. They may charge you twice as much just because the insurance company will pay you anyway. The higher the fee, the higher your insurance policy will be. If you want to do self-pay, the hospital can offer you different and suitable options.
You can get a better discount and payment convenience can be offered to you. But if your insurance company will cover the cost, the hospital will not offer these facilities. It can even increase costs. This situation does not please the insurance company.
It may collect these payments back from you by increasing the policy fees. The criteria and policy fees determined by insurance companies for gastric sleeve surgery may be different in each country. Some insurance companies will not accept this at all, but some may accept it under certain conditions.
Before the idea of having surgery, we recommend that you review these criteria determined by the health insurance. In our opinion, Gastric Sleeve Self-Pay Options may be more advantageous than the options offered by insurance companies. Although, this depends on the price policy given to you by the hospital.
Average self-pay cost gastric sleeve in USA?
USA is a really expensive option for gastric sleeve surgery. If your health insurance does not cover this surgery, you may need to budget up to $30,000. Average self-pay cost gastric sleeve in USA is like this. It may vary between 15,000-20,000 dollars in some provinces, but in 2023, there are interruptions in health services due to coronavirus.
This causes prices to increase. If you live in a small state and will have the surgery in that state, maybe you have an advantage. At least it will be cheaper than cities like New York or Washington. Of course, individual expenses are not included in this price.
The price may increase depending on the length of stay in the hospital. Medications and your own personal expenses should also be included in the price. Contact your health insurance and learn the payment details of the surgery.
Research gastric sleeve surgery in all states and if you can find a more affordable option in a nearby state, opt for it. Of course, do not forget to add the transportation costs. In fact, if you plan a good budget for gastric sleeve surgery, you can find the surgery more affordable.
Making an early reservation can also provide a price advantage. You can get a discount for paying cash. Price difference may occur when paying by credit card or cash. This will come back to you as a discount. It would be beneficial to talk about all these financial issues with the hospital or clinic where you will be operated.
How much does self-pay gastric sleeve cost in Turkey?
There may be regional pricing in Turkey, as in the United States. Self-pay gastric sleeve cost in Turkey cost is less than $6,000 on average. When we compare Turkey and USA, the service quality stands out as well as the price advantage.
Gastric sleeve surgery in Turkey is performed with an all-inclusive service package system. In other words, when you decide to have surgery, you do not need to make an additional budget plan for transportation and accommodation. All this is included in the price the hospital or clinic gives you.
There is competition between hospitals because Turkey is the most ideal country for gastric sleeve surgery. So you may have a chance to bargain. But never forget this; Prefer reliable doctors and hospitals with many references. Research very cheap hospitals and make sure they are safe.